When you buy a new or used vehicle, you should always negotiate the terms that best fit your budget.

Incentives Can Lower Your Payments

You should always ask if there are incentives on the vehicle you are buying. Often, manufacturers or dealerships will offer incentives such as:

When negotiating at a dealership, you often have the option of either a special low finance rate (APR) or a cash rebate. Be sure to ask to have your payment calculated both ways so you can make a decision that's best for your budget.