• Credit Life Insurance covers your financial obligations on your vehicle in the event of your death
• With a finance contract, it pays the scheduled balance of your contract leaving a clear title to the vehicle to your heirs or estate
• With a lease, it takes care of your remaining scheduled payment obligations
• Disability Insurance makes your scheduled monthly payment in the event of a sickness or disability that prevents you from doing your normal job
• Gap Protection pays the difference between a total loss insurance settlement and the net scheduled payoff on your account
• Often included in the lease agreement at no additional cost (for example, GMAC's SmartLease) or could be available for purchase
• Available for purchase with a finance contract
• In some cases, the customer may be responsible for the insurance deductible
• Service Contract covers repairs due to mechanical or electrical failures that occur during normal use of the vehicle
• Supplements the vehicle warranty
• Protects you against unexpected major covered vehicle repair expenses
• May provide some convenience options, such as towing, maintenance and even car rental when your vehicle is being repaired

Manufacturer endorsed service contracts like the GM Protection Plan generally offer broader protection and a larger servicing network. Terms and conditions apply to all of these products. Ask your dealer for details.

Remember: Any optional products you choose will add an additional cost to your finance contract or lease agreement, resulting in a larger monthly payment.