If you find mistakes on your credit report, take action immediately.

The credit reporting agency must look into your request within a reasonable period of time (usually 30 days) and delete any information they can't verify.

• Your rights, including what steps you can take to correct your credit, can be found by reviewing the Fair Credit Reporting Act at
• www.ftc.gov/os/statutes/fcra.htm
• Toll free (877) FTC-HELP (382-4357)

• You can also write to
  Federal Trade Commission
  CRC-240
  Washington, D.C. 20580

Add a Consumer Statement

If you dispute information on your credit report and the investigation does not resolve the dispute, you may:

• Send in an explanation of any errors or adverse items which will be posted as a consumer statement on your credit report
• Write your statement in 100 words or less and send it to the credit reporting agency in question