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MANAGING BUDGETING TUTORIALSigns of Credit ProblemsTo help you see if your creditworthiness is in danger, check off any of the following that apply to you.
1. I barely make ends meet with my current income 2. I rely on overtime to make ends meet 3. I put off medical and dental appointments because I can't afford them 4. I worry that my utilities will be shut off, or that my car will be repossessed 5. I find it difficult to save 6. I use my savings account to pay my bills 7. I have had to borrow money for expenses like taxes and insurance 8. I have been denied credit 9. I took out a new loan to pay off an old loan 10. I have some skipped or late payments every month 11. I frequently overdraw my checking account 12. I get past due notices and regularly pay late fees 13. All of my credit cards are at or near their credit limit 14. I can only afford to make the minimum payment on my credit cards each month
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| Jump to: | |||
| 1. | Introduction | 11. | Purchasing a Credit Report |
| 2. | Why You Need a Credit History? | 12. | How to Correct a Credit Rating |
| 3. | Consequences of Bad Credit | 13. | How Creditors Rate You |
| 4. | Glossary of Credit Terms | 14. | 4 Key Credit Tips |
| 5. | Credit - The First Step | 15. | 3 Things you Don't Want to Do |
| 6. | How Creditors Get Information | 16. | How to Spot Bad Credit |
| 7. | What Your Credit Report Says | 17. | How to Get on the Right Track |
| 8. | What's In Your Credit Report? | 18. | Your Credit - An Overview |
| 9. | Credit Report Exercise | 19. | If You're Denied Credit |
| 10. | Free Annual Credit Report | 20. | Consumer Protection Laws |
| 21. | Credit Review | ||
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