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MORTGAGE TUTORIAL

Credit scoring translates the information on your credit report into a numeric score, which makes it easier for a lender to evaluate your credit. Scores generally range from 300 to 900, with a higher score indicating a greater likelihood that you will make payments on time and are therefore a safer credit risk.



Jump to:
1.	Understanding Credit	10.	Managing Your Credit Score
2.	Why You Need a Credit History	11.	How to Spot Blemished Credit
3.	How You Should Look at Credit	12.	How to Get on the Right Track
4.	How Credit Affects Your Loan Options	13.	The Final Verdict - Credit Approval or Denial
5.	How Credit Bureaus Get Information	14.	If You're Denied Credit
6.	What Your Credit Report Says	15.	Consumer Protection Laws
7.	What Your Credit Score Means	16.	Glossary of Credit Terms
8.	What Affects Your Credit Score	17.	Learn More About Credit
9.	Free Annual Credit Report

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What Your Credit Score Means